Author: JamieMcIntyre

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Jamie McIntyre is the founder of the 21st Century

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2013 - Is it Shares or Property? By JamieMcIntyre

  in Finances | Published 2013-03-26 05:19:21 | 438 Reads | Unrated

Summary

That is a question I frequently get asked It can be a bit like the Holden verse Ford debate

Full Content

That is a question I frequently get asked. It can be a bit like the Holden verse Ford debate?



Even though everyone is different, however, after financially educating over 550,000 people from over 17 different countries over the last 15 years I have seen clear patterns of what has made a large majority of my investor clients the most amount of money.



And that is property investment.



The reason why property wins is because it is largely a ‘set and forget’ strategy where you buy once and ideally never sell.




How many Australians wish they had bought more investment properties 10-15 years ago?



Of course almost everyone



Even people that were ripped off after buying overpriced Gold Coast property all those years ago from the free flights to the ‘Gold Coast deals’ would have still made good money in the long term.



Rising property prices and rising rents can help you make money even when you make mistakes.



However, you can’t say that about other investments



However there are do’s and dont’s



Even a little bit of financial education and property education from books, seminars and DVDs from those who have a PhD in results can make you a few extra millions over a few decades.



Another frequently asked question I encounter:



“What if I am just starting now, can I still make profit from Australian Property”?



If you listen to those with a PhD in theory, the doomsayers who continually predict the Australian property will crash 40-60 per cent and that you would be better off buying bank shares then that might create a doubt.



However, if Australian property crashed 40-60 per cent, Australian bank shares would crash even more as they are largely reliant on Australian house mortgages. Therefore, bank shares are only as safe as houses, ironically.



This is why I have complete certainty in property investment in Australia as I know that banks will ensure it always remains a solid investment since they have everything to lose otherwise.



Therefore, I can rely on their very expensive and detailed research.



Moreover, banks can turn supply on (by making it easier to borrow for developers) and demand on (by making it easier to borrow for investors or home owners). Banks can also turn supply off (by restricting loans to developers) and demand off by (restricting loans to borrowers).



So where should one consider investing into real estate right now?



I would suggest any of the following options:



US Property



At 15-20 per cent rental returns and houses on sale from $40,000 and higher- US property is an up and coming lucrative option. You need to act within the next twelve months though to avoid missing out.



Land banking



Investing in land through options saves paying for an asset for 4-10 years; as a result there are no ongoing costs but all the upsides in capital growth. It is perhaps one of the most perfect investment strategies if done correctly.



Buying houses in key regional markets



In key growth markets there are houses available from $250,000-$350,000. By using strategies that I have used and my team has implemented, one can purchase Australian property for almost no money down.



If you can access markets and styles of properties generating 9-12 per cent rental returns in Australia. Once again, by using a smart simple strategy rents can be maximised greatly so you can outperform the average investor.



Of course buying property in blue chip suburbs in major Australian cities is always a good option but maybe out of reach for the newbie investor.



Rural farms



Such an investment is not for the faint hearted or small investor. Personally, I do invest in rural farms but that is a much larger investment and you need to hire the skill set to manage the farms. It is more of a large scale agricultural play betting the Asian food crisis will drive up farm incomes.



Luxury houses



There is massive money to be made by buying up cheap mansions in Gold Coast, Palm Beach Sydney and Noosa etc.



This market will never be this cheap again so you will curse yourself in five years when mansions that are now $1.5 million will be worth $3million plus again. But avoid high rise apartments especially in Gold Coast- the worst investment one can make. Nevertheless, it is not a recommended strategy for the new investor.



On the other hand I must mention that it isn’t that shares aren’t a lucrative way to invest- it just means they can rarely compete return wise and time wise compared to property.



Remember stock trading is a career and you have to spend time learning and then implementing what you have learned.



Consequently a lot of people lose interest after a while, whereas with property, once you buy it you can afford to lose interest, but over time it will still yield profits.



The many millionaires that I have helped create in the last 15 years have largely achieved it by buying property.



Some of us have used select share strategies to turn our equity in property into extra cashflow.



However, shares never made the majority of our wealth and never will- it simply can’t compete with property. It should only be an add on for extra cashflow.



Read More Jamie McIntyre articles on www.21stcenturynews.com.au



Jamie McIntyre

CEO of 21st Century Education

Jamie McIntyre is the founder of the 21st Century Group of companies and CEO of 21st Century Education. He is also bestselling author, successful entrepreneur, investor, sought after success coach, internationally renowned speaker and world-leading educator. www.jamiemcintyre.com

Jamie McIntyre is the founder of the 21st Century Group of companies and CEO of 21st Century Education. He is also bestselling author, successful entrepreneur, investor, sought after success coach, internationally renowned speaker and world-leading educator. http://www.jamiemcintyre.com

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About the Author

Jamie McIntyre is the founder of the 21st Century Group of companies and CEO of 21st Century Education. He is also bestselling author, successful entrepreneur, investor, sought after success coach, internationally renowned speaker and world-leading educator. www.jamiemcintyre.com